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24-Mar-2016 10:37

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The repayment term length will vary depending on your needs; however, So Fi offers 5-year to 20-year plans for both the fixed and variable interest rate.

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No matter what type of support you need, their customer service team will walk you through the process.

These companies are all reputable private or federal companies that accept online applications.

If I have missed any companies please let me know and I will add them to this comparison post.

One of the biggest downsides to student loan refinancing is that you may not qualify for it.

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So Fi does look at your credit, but they stress emphasis on your career experience, financial history, education, and monthly income vs. Another downside is that it is possible for your rates to be higher than the estimated amount.The variable interest rate ranges from 2.59% to 8.38% APR.